Author Archives: ron

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WEATHER ALERT!

Category : Uncategorized

We are expecting some extremely cold weather in the next few days with wind chills 10 – 20 below zero.  During such cold weather, it is important for everyone to be aware of pipe freezes.  If you suspect you have a frozen pipe in your apartment, contact us immediately.  If you experience trickling water or no water on either side of your faucet(s), this could be the beginning of a freeze.  DO NOT WAIT FOR IT TO DEFROST-CALL US IMMEDIATELY.  If the pipe is broken, you will have water everywhere when it defrosts.  Quick action can avoid costly damage later.  It is possible to have a frozen pipe even if you are in the apartment and the heat is on. Please recognize the signs and call us immediately.

In an effort to avoid pipe freezes, please keep your heat at a proper level while you are away from the apartment; especially if you are on vacation or otherwise away for several days.  DO NOT TURN THE HEAT OFF.  The cost of keeping the heat at a level of 55-60 degrees is not very much and could avoid a disaster when you return. If you are planning to be away from the apartment for several days, please let us know so we can keep an eye on the apartment to be sure there is no loss of heat which could cause a freeze.  You may also want to inform a friend or relative so they can check the apartment as well.


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Insurance Matters

Category : resident messages

Renters/Tenant Insurance

Thenant should obtain insurance coverage through the purchase of a special policy designed to protect personal belongings.  This policy provides coverage up to a specified amount for your personal property (clothing, furniture, household appliances etc.) for many perils including fire, smoke and theft.

As a tenant, you should make sure that you have enough insurance to cover all losses to your property.  To help determine your insurance needs, it is recommended that you take a household inventory.  This will not only help you in arriving at an appropriate amount to insure, but will also assist you in making a claim in the event of a loss.

Replacement Cost

Since the basic policy only covers actual cash value (the cost to replace an item minus depreciation due to age and use), it is recommended to include Replacement Cost Coverage for Contents which insures your belongings for the current cost to replace them.

Personal Liability Insurance

Personal Liability insurance provides medical coverage for claims made against you by someone either unintentionally injured on your premises or accidentally hurt by a member of your family.  If the person is injured or his property is damaged because of negligence by you or a family member, personal liability insurance will also pay for your legal defense and any resulting court judgment against you (up to the limit stated on your policy).